Cryptocurrencies are here to stay. Crypto 2.0 is on the horizon. No question, 2022 has been a horrible year for crypto. Bitcoin, the largest cryptocurrency, has lost about three-quarters of its value from its 2021 peak, wiping out almost $980 billion (U.S.) worth of crypto. It’s as if the economy of Saudi Arabia or the Netherlands simply disappeared. The year has seen several collapses of leading crypto exchanges, with the implosion of Sam Bankman-Fried’s FTX crypto firms in November commanding the most attention. And there is the underreported story of almost daily ransomware attacks on Canadian businesses and other institutions….