Long gone are the days when your grandmother received a poorly-written email from a Nigerian prince promising a windfall. These days, courtesy of AI, financial scams are a lot more sophisticated — and believable. Using artificial intelligence, scammers are employing deeply persuasive FaceTime calls, phone calls, and emails to unsuspecting victims. They are posing as prospective lovers, close friends, or even government agents from the IRS, according to experts. Consequently, experts warn the problem could reach unprecedented levels as fraud becomes almost undetectable. They caution Americans to keep their guards up so they don’t get swindled, and recommend several ways…