India is at the cusp of 10 billion UPI transactions this month. That means 1,000 crore transactions done digitally in a month in a country of 135 crore people! This is why those who three weeks ago had expected chaos at the banks for the Rs 2,000 currency notes swap, have been proven so wrong. The Reserve Bank of India (RBI) has said that in the past 20 days, since the four-month-long window was opened for people to return their Rs 2,000 currency notes to banks, over 50% of the notes are already back. In 85% of such instances, people…