They say inflation is down to just 3.7 percent, which is a lot better than the levels we saw a year or so ago. But it’s little consolation to my clients who are running small and mid-sized businesses. That’s because inflation is still going up — and it’s adding to what’s already a much bigger problem. Since President Biden took office, just about all of my clients (and businesses in this country) have seen their core operating, service and production costs rise more than 20 percent. In some cases, it’s even higher. I know this because I’m an accountant —...