A bipartisan Senate bill addressing the U.S. housing shortage has outlined when the Federal Reserve could be permitted to roll out a central bank digital currency (CBDC). The 21st Century ROAD to Housing Act, released March 2, includes a provision temporarily barring the Fed from issuing a retail CBDC. The restriction expires at the end of 2030. The bill, introduced by Senate Banking Committee Chairman Tim Scott and Elizabeth Warren, advanced in the Senate with an 84–6 procedural vote, clearing the way for full debate. Notably, the White House has backed the package, largely due to its housing reforms. The…