Of all the latest buzzwords in the financial technology (fintech) and banking fields, ‘digital currency’ represents one of the fastest growing revolutions in this space. Digital currency, also known as digital money or electronic currency, refers to currencies and money-like assets exclusively in electronic form, and includes cryptocurrency, virtual currency, and central bank digital currency (CBDC). As the COVID-19 pandemic continues to impact global trade and financial exchanges, many countries around the world, driven by a sense of urgency to go digital, have been increasingly exploring the integration of this new currency form. Unlike Bitcoin, a cryptocurrency that is decentralized…