NEWYou can now listen to Fox News articles! As artificial intelligence rapidly evolves to make financial scams hyperrealistic, cybersecurity experts warn that the best defense isn't sophisticated detection software.It's good old-fashioned human skepticism.While adversarial states like China and Russia leverage AI on a global scale, average Americans are most frequently targeted by cybercriminals looking to exploit personal vulnerabilities for a quick payout, according to cybersecurity expert Morgan Wright."Let's go back to around 1860, when Edgar Allan Poe wrote, ‘Believe nothing that you hear and only one half that you see,’" Wright told Fox News Digital. "That advice is as good…