A woman, who is an ex-Malaysian, shares her story about becoming a Singapore citizen and owning her own HDB flat. (PHOTO: Getty) SINGAPORE — In early 2021, PY Ng walked into the High Commission of Malaysia in Singapore to surrender her Malaysian passport and identity card. It was a significant moment for the new Singapore citizen, who had been harbouring dreams of living in Singapore since she visited the city-state as an 18-year-old student while on holiday. "I remember looking at the Marina Bay Sands in awe," Ng recalled, in an interview with Yahoo Finance Singapore. She also learnt about,…