There is no doubt that 2022 has been an incredibly challenging year for businesses in many countries. Companies and organizations across several sectors have struggled to stay afloat amid rising operating and running costs, the conflict in Ukraine rumbles on, and some are still recovering in the aftermath of the pandemic. As the new year dawns, we'll discuss what business owners are worried about for 2023. Cybersecurity A 2022 poll by the Chartered Institute of Internal Auditors in the UK suggests that cybersecurity is the most significant risk cited by 82% of organizations. Cybercrime poses a broad spectrum of risks…