Meta is preparing to charge European Union users a $14 (€13.36) monthly subscription fee to access Instagram on their phones unless they allow the company to use their personal information for targeted ads. Photograph: Stefani Reynolds/AFP Meta is preparing to charge European Union users a $14 (€13.36) monthly subscription fee to access Instagram on their phones unless they allow the company to use their personal information for targeted ads. The United States (US) tech giant will also charge $17 for Facebook and Instagram together for use on desktop, said two people with direct knowledge of the plans, which are likely…